Where is your office located?

Our office is currently located at Capistrano-Kalambaguhan Sts., Brgy. 13, CDOC. Beside Hotel 801.

What are the requirements upon reservation of the unit?
  1. TIN Verification Slip/ORUS Verification
  2. Income Documents
  3. Photocopy of Valid Id’s with three (3) specimen signatures
When will equity and miscellaneous/processing fee payments start?

30 calendar days after reservation date through postdated checks.

Is it possible that the monthly equity and HDMF monthly amortization will simultaneously be paid?

Yes, once the loan is already taken out and if the term of the monthly equity has not been completed.

Aside from Pag-Ibig/HDMF, do you have another scheme to purchase a unit?

Yes, we offer spot cash purchase and deferred cash.

What is the allowable loan term of Pag-Ibig/HDMF?

The loan shall be repaid at a maximum term of thirty (30) years and not more than 65 years old at the date of loan application and is not more than 70 years old at the date of the loan maturity.

When will I/we start paying my/our monthly amortization with the Pag-Ibig Housing?

You will start paying the monthly amortization one (1) month after the loan take-out/release.

Is the client allowed to have a co-borrower but not related to him/her?

Yes, Pag-ibig Fund allows a co-borrower not related to the principal borrower.

If the buyer is not qualified for loan due to income capacity, is there any option that he/she could still avail of the loan?

Buyer has two options:
1. Pay Loan Difference based on prescribed policy in the Contract to Sell.
2. Look for a co-borrower.

What are the qualifications to move-in to our unit?
  1. Loan has already been taken-out
  2. Full payment of the equity/misc./processing fees.
  3. Payment of cashbond.
Do I need to have a permit if I will construct a fence and extension for my unit?
  1. Yes, you need to secure a Fencing and Extension Permit from the City Building Official. Improvements inside the unit do not need a permit.
Who applies for the utilities such as power and water connection?

The application for such utilities will be done by the homeowner. Electrical connections will be applied in CEPALCO, while water connections will be applied in Kyogojo Engineering Services & Cooperative.